.Union Financing Official Nirmala Sitharaman3 min read through Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Official Nirmala Sitharaman announced that the government aims to open over 30 thousand brand new PMJDY accounts during the course of 2024-25.Rundown media reporters, Sitharaman revealed that since August 14, 2024, a total of 531.3 thousand Jan-Dhan profiles have actually been opened considering that the system's launch a many years ago, along with a cumulative down payment remainder of Rs 2.3 mountain.The ordinary remainder per profile has actually enhanced from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Around 80 per-cent of these accounts are actually currently active." PMJDY has actually participated in an essential task throughout the pandemic, specifically for girls," stated Sitharaman.Even with the allowance for zero equilibrium as well as the absence of a minimum equilibrium requirement, simply 8.4 percent of the accounts keep a zero equilibrium. The scheme has actually been actually specifically reliable in country and semi-urban locations, where 66.6 per-cent of the accounts are located.As of August 14, 2024, girls account owners represent 55.6 per-cent of the overall accounts, amounting to 295.6 million accounts, according to the Administrative agency of Financing.
Currently, 99.95 percent of all inhabited communities possess financial resources accessible within a 5-kilometre radius with numerous touchpoints, consisting of financial institution divisions, automated bank clerk devices, banking reporters, and India Blog Post Remittances Banking Company.Since August 14, 2024, there more than 1.73 billion surgical CASA (current account money market account) accounts in the country, featuring more than 530 thousand surgical PMJDY profiles.Regarding social surveillance schemes, Sitharaman highlighted that over 200 million cumulative enrolments have actually delivered life insurance protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual costs of Rs 436.Furthermore, over 450 million cumulative enrolments have supplied one-year unintentional cover of Rs 2 lakh (for death or permanent total impairment) and also Rs 1 lakh (for permanent limited impairment) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs 20 annually.The Atal Pension plan Yojana has signed up over 68 thousand subscribers.In relations to credit-linked schemes, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 thousand collective financings totaling up to Rs 29.93 trillion (as of July 12, 2024) have actually been allowed to give collateral-free institutional money management to mini and small business systems approximately Rs 10 lakh for income-generating activities.Under the Stand India Scheme, 236,000 collective loans amounting to Rs 53,609 crore (since July 15, 2024) have been actually approved to Booked Caste, Scheduled Group, as well as women business people for establishing greenfield tasks.Additionally, the Pradhan Mantri SVANidhi plan has allowed car loans worth Rs 12,630 crore to 6.52 thousand road sellers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY advancing down payment balance of Rs 2.3 trillion.u00b7 There are over 1.73 billion surgical CASA profiles.u00b7 Women account holders make up 55.6% of total profiles.First Posted: Aug 27 2024|9:37 PM IST.